Premier Internet Communications, Inc.
                  Security 
                   

            When it comes to customer security, no one is more serious than Premier Internet Communications, Inc.. 
            We have designed one of the safest and most error-free systems 
            around. Our policy is to conduct regular third-party audits of our 
            security to ensure that our standards never slip.

            We’ll walk you through our security, section by section, to let you 
            know how we’re protecting you. Premier Internet Communications, Inc. ensures that you are:

                   Protected against somebody stealing your personal data

                   Protected against electronic eavesdropping

                   Protected against hackers using your stolen credit card 
                  numbers

                   Protected against failed security


              
             
             

            Protected against somebody stealing your personal data
            Your private account information is stored on an isolated Premier Internet Communications, Inc. 
            computer called the Internet Filing Cabinet. This server is 
            carefully protected both physically and electronically.

            Physically, the server is stored in a highly secure building 
            maintained by Betrusted, Inc., whose mission is to provide the 
            highest degree of security for Internet applications. Key features 
            of Betrusted, Inc. security:
                     Fire Suppression System - State-of-the-art gas-based fire 
                  protection system, separate fire zones below the floor and 
                  above the ceiling, specialized heat/smoke sensors, and 
                  automatic local fire department notification
                     Facility Security System - Motion sensors, secured access, 
                  video camera surveillance, security breach alarm, and 24 X 7 
                  automatic local police department notification
                     Personal Security System - 24 X 7 card key customer access 
                  to Internet Data Centers, monitoring, and 24 X 7 on-site 
                  personnel
                     Server Cage - Our server is locked in a steel wire cage 
                  inside the secured Betrusted building

            Electronically, your private account information is NOT directly 
            connected to the Internet. It sits behind a firewall. The firewall 
            ensures that the sensitive information stored on the customer server 
            is not available to unauthorized computers. It only allows certain 
            messages from authorized computers through. The firewall we are 
            using is a recognized industry standard, and exceeds the standards 
            set by the International Computer Security Association (ICSA), a 
            leading industry authority on the issue of Internet security.


            You communicate with Premier Internet Communications, Inc. through your computer’s web browser. Your 
            browser is a critical piece of our security infrastructure. We only 
            support browsers that use Secure Sockets Layer (SSL) 3.0 or higher.

            Your browser will handle these interactions automatically, so you do 
            not have to take any extra steps to be protected. In fact, before 
            you login or fill out an application, our server checks to make sure 
            you’re using one of the approved browsers.

            SSL 3.0 provides protection against electronic eavesdropping 
            through: 
              Server Authentication - Secure Sockets Layer 3.0 provides a way 
              for you to verify that you are in fact logging on to the Premier Internet Communications, Inc. 
              server and not a site that is impersonating our server. Before you 
              logon to Premier Internet Communications, Inc., our server sends Premier Internet Communications, Inc. ’s public key to your browser 
              program. SSL 3.0, lets you verify the identity of a server by 
              viewing the site’s Certificate. A Certificate is a way of 
              associating a public key to a name. You can be sure that you are 
              logged on to the Premier Internet Communications, Inc. server by viewing our Certificate through 
              your browser program when you’re on the first page of the online 
              application or login screen. WIDTH="85" HEIGHT="88" ALT="Click to 
              Verify"> 
              Data Encryption - Once SSL has authenticated the server, your 
              browser and our server will establish a secret symmetric key. The 
              symmetric key allows your browser and our server to exchange 
              encrypted data. The symmetric key is valid for a single session 
              only. If you log out and later come back to Premier Internet Communications, Inc., your browser and 
              our server will negotiate a different symmetric key automatically. 
              The symmetric key protects all of your communications with Premier Internet Communications, Inc.. 
              Message Authentication Code - With data encryption in place, no 
              outside party can understand our communications, but they could 
              still intercept a message and scramble it. To detect message 
              tampering, SSL uses a message authentication code (MAC). A MAC is 
              a piece of data that is computed, using pieces of the symmetric 
              key and the message itself. Your browser always checks the MAC 
              before interpreting a message from our server. If the message was 
              scrambled by a hacker, the MAC would not correctly compute and 
              your browser will alert you of possible security hazards. The 
              chances of someone scrambling a message and then guessing the 
              correct MAC are pretty slim: about 1 in 18,446,744,073,709,551,616 
              under 128-bit encryption. 
             

            Technology moves forward at a rapid pace. The thieves get smarter, 
            and so do the security systems. No matter what happens, you are 
            always protected against security breaches with our 100% Safe 
            Internet Pledgesm.