Dealer Products & Services:
Close like the Mega-Dealers!

The XpressCredit Internet-based software platform has the sophistication of systems employed at major financial institutions and the capabilities found at national chain dealerships and mega-dealers for on-the-spot credit approvals.

This easy-to-use Web-based application operates within a highly competitive sales and lending environment, with several products/services integrated into a single platform, including Promotional Pulls to establish consumer buying potential, Vehicle History Reports, Trade-In Value information, Credit Reports and other tools. The XpressCredit system helps dealerships provide fast, customized financial services to close deals with qualified customers.

The XpressCredit sales and lending process has nine easy steps.

  1. Consumer arrives at a dealership with dreams.
  2. XpressCredit's Promotional Pull allows the dealer to establish consumer buying potential.
        - With just the name, address and age of the potential buyer, XpressCredit will provide a pre-screen score or indicate that there may be credit problems. With this score, the dealer can establish a buying range and focus selling efforts.
  3. The consumer and the dealer agree upon the vehicle or product to be purchased.
        - Vehicle History Reports and Trade-In Value Look-ups are built right into the XpressCredit platform.
  4. The consumer's application is submitted to XpressCredit.
  5. XpressCredit matches both the application and purchasing desires with qualified lenders.
  6. Based upon criteria or rules established by the lender in the XpressCredit platform, a credit decision is made in real-time, while the consumer is still at the dealership!
  7. XpressCredit notifies the dealer of the lender's decision to offer, change or decline the credit request.
  8. Consumer agrees with the dealer, XpressCredit prepares contracts, consumer signs, and the consumer's dream becomes reality!
  9. The dealer completes the deal package and overnights all applicable documents to the lender.

Download our brochure (527k) to see more details about the process and benefits of the XpressCredit.net system.


Easy to learn and use. No hassles.
No software to download or update.
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