Technical Capabilities

XpressCredit operates as an Application Service Provider (ASP) model, and supports browsers that use Secure Sockets Layer (SSL) 3.0 or higher with 128-bit encryption. The Network Solutions Secure Site seal (Certificate) on the site and all pages, testifies it is secure. Our technology platform is hack tested annually by the three major credit bureaus to ensure security is maintained. Once SSL has authenticated the server, a customers browser and the Company's server will establish a secret symmetric key. The symmetric key allows the customers browser and our server to exchange encrypted data. The symmetric key is valid for a single session only.

XpressCredit operates from a secure computer facility. This secure facility includes:

• Fire Suppression System State-of-the-art gas-based fire protection system, separate fire zones below the floor and above the ceiling, specialized heat/smoke sensors, and automatic local fire department notification
• Facility Security System Secured access, video camera surveillance, security breach alarm and 24 X 7 automatic local police department notification
• Personal Security System 24 X 7 card key customer access to Internet Data Centers and 24 X 7 monitoring
• Physical Security All servers are locked-down in a room where access is by key and combination
• Electrical Power Electrical power comes from two substations, power is conditioned with Universal Power Supplies, and there is a 50,000-gallon diesel generator system for backup
• Air Conditioning There are redundant air conditioning units powered from separate sources to ensure environmental stability
• Generator - A gas-powered generator ensures that XpressCredit is available 24x7x365
• Firewall Protection - A firewall ensures that the sensitive information stored in the system is not available to unauthorized computers. The firewall used by the Company is a recognized industry standard, and exceeds the standards set by the International Computer Security Association (ICSA), a leading industry authority on Internet security protocol.

Request More Information to learn about the advantages XpressCredit for your organization.